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  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are  your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • Argentina
    Economy - overview

    Argentina benefits from rich natural resources, a highly literate population, an export-oriented agricultural sector, and a diversified industrial base. Although one of the world's wealthiest countries 100 years ago, Argentina suffered during most of the 20th century from recurring economic crises, persistent fiscal and current account deficits, high inflation, mounting external debt, and capital flight. A severe depression, growing public and external indebtedness, and a bank run culminated in 2001 in the most serious economic, social, and political crisis in the country's turbulent history. Interim President Adolfo RODRIGUEZ SAA declared a default - the largest in history - on the government's foreign debt in December of that year, and abruptly resigned only a few days after taking office. His successor, Eduardo DUHALDE, announced an end to the peso's decade-long 1-to-1 peg to the US dollar in early 2002. The economy bottomed out that year, with real GDP 18% smaller than in 1998 and almost 60% of Argentines under the poverty line. Real GDP rebounded to grow by an average 8.5% annually over the subsequent six years, taking advantage of previously idled industrial capacity and labor, an audacious debt restructuring and reduced debt burden, excellent international financial conditions, and expansionary monetary and fiscal policies. Inflation also increased, however, during the administration of President Nestor KIRCHNER, which responded with price restraints on businesses, as well as export taxes and restraints, and beginning in early 2007, with understating inflation data. Cristina FERNANDEZ DE KIRCHNER succeeded her husband as President in late 2007, and the rapid economic growth of previous years began to slow sharply the following year as government policies held back exports and the world economy fell into recession. Her government nationalized private pension funds in late 2008 in an attempt to bolster government coffers, but the move also adversely affected private investment spending.

  • Debt Collection Services We Provide

    Either directly from within Australia or indirectly through our local representative, we ensure that your interests are represented and protected with the dedication that we have become known for. In order to safeguard the health of your business's cash flow, we provide a comprehensive set of industry-standard services. These include:
    • skip tracing (finding people);
    • credit reporting;
    • serving of documents;
    • field calls (on-site visits);
    • legal representation (we have solicitors in every state);
    • negotiation/mediation;
    • debt collection; and
    • receivables management.
    Our Priorities
    Commitment. We are determined to provide you with the very best-not just in terms of the professionalism of service, but also in terms of the maximum possible return for your investment. We tailor our debt collection services to suit your specific collection needs, with no additional costs incurred. Because our clients are as diverse as they are numerous, the services we provide, if they are to be worth their weight in gold, must also be equally diverse and numerous. Our commitment to finding effective, workable solutions on a client-by-client basis enables us to achieve the best result possible for your business, whether you are operating domestically Down Under and globally as an international player. Excellence. Excellence in service can only come from excellence in teamwork. We handpick our collectors for the consummate qualities they possess and make sure they are kept on their toes by putting them through extensive and regular training. Our clients, reputable industry-leaders in their own right, use our services because they know doing business with us means doing business with excellence. Maintaining amicable creditor-debtor rapport. We know how important preserving relations with your debtor is to your business's reputation and its bottom line. In collecting your outstanding monies, then, we put the highest premium on maintaining amicable rapport between you and your client. Whether you are an international creditor doing business in Australia or an Australian creditor doing business at home, we will go out of our way to enhance your standing on the domestic Australian market. Accountability. Our philosophy of uncompromising openness and accountability in everything we do ensures your reputation is in safe hands. We had  never received bad publicity, has never had a complaint lodged with the government, and has never been investigated by government authorities.
    Our Methods
    The impressive success rates we achieve are accomplished by talking to the debtor as soon as possible. Generally we try to make contact within days of the debt placement and then negotiate to get the best result for our client. 99% of claims are settled out of court and if legal action is required, we have the support to make it happen quickly with as little cost to our client as possible. To encourage payment, we provide many payment options, including direct debit, cheque, Electronic Funds Transfer, cash, or credit card. We even have foreign currency accounts.
  • Austria
    Economy - overview

    Austria, with its well-developed market economy and high standard of living, is closely tied to other EU economies, especially Germany's. Its economy features a large service sector, a sound industrial sector, and a small, but highly developed agricultural sector. Following several years of solid foreign demand for Austrian exports and record employment growth, the international financial crisis and global economic downturn in 2008 led to a recession that persisted until the third quarter of 2009. Austrian GDP contracted 3.5% in 2009 but it will probably see positive growth of nearly 2% in 2010. Unemployment has not risen as steeply in Austria as elsewhere in Europe, partly because its government has subsidized reduced working hour schemes to allow companies to retain employees. Such stabilization measures, stimulus initiatives, and the government's income tax reforms pushed the budget deficit to about 4% of GDP in 2009, from only about 1.3% in 2008. The Austrian economy has benefited greatly in the past from strong commercial relations, especially in the banking and insurance sectors, with central, eastern, and southeastern Europe, but these sectors have been vulnerable to recent international financial instabilities. Some of Austria's largest banks have required government support - including in some instances, nationalization - to prevent insolvency and possible regional contagion. In the medium-term all large Austrian banks will need additional capital. Even after the global economic outlook improves, Austria will need to continue restructuring, emphasizing knowledge-based sectors of the economy, and encouraging greater labor flexibility and greater labor participation to offset growing unemployment and Austria's aging population and exceedingly low fertility rate.

  • Belgium

    Since 1993, we have been successfully serving creditors in Belgium and worldwide in consumer debt and commercial invoice recovery on a contingent fee basis. In other words, if we don't recover your debts, we don't get paid. With over 20 years experience, our knowledge of the Belgian economy, culture, and law is second to none.  Pooling our expertise with that of our network associates, we are part of what is truly a global organisation of exacting quality standards on the international debt collection scene.
    Quality-Our Highest Priority
    Our highest priority is to deliver you with the best and most creditor-friendly debt collection services-no matter where you are. This naturally entails the actual cashing of claims, but it also means:
    • promptly dispatching factual information to you (e.g. on new claims and the collection process);
    • systematically transferring recovered funds to your accounts (automated banks transactions are a standard feature of our collection software);
    • scrupulously maintaining industry leadership in ethical collection practices (we are member of various associations, including the Belgian Collectors Association);
    • regularly providing our staff with continuing training in the areas of consumer debt and commercial invoice recovery and international debt collection (including trainings provided by the Belgian Collectors Association and distinguished guest speakers); and
    • systematically monitoring results and third party communications.
    Our Debt Collection Methods
    Upholding your business reputation and maintaining healthy creditor-debtor relations is part of our quality guarantee. Our proven methods of amicable debt collection are sending letters, making phone calls, and having our dedicated team of experienced mediators visit debtors on site. In 98 percent of cases, we have promptly, amicably and successfully recovered debts out of court. When a solvent debtor still refuses to pay, we offer court action.
    Types of Claims | Types of Clients
    We collect small and large claims (varying from €20 to several million); the average claim in 2012 was €1858 (consumer and commercial claims taken together). That same year we collected cash for 482 different clients from all types of services (e.g. governments, banks, catering companies, IT firms, legal and health specialists, and other debt collectors) and industries (e.g. chemicals, building, packaging, energy, printing, steel, textile, and transportation industries). We are also the domestic debt collection agency of choice for 700 Belgian schools.
  • Bolivia
    Economy - overview

    Bolivia is one of the poorest and least developed countries in Latin America. Following a disastrous economic crisis during the early 1980s, reforms spurred private investment, stimulated economic growth, and cut poverty rates in the 1990s. The period 2003-05 was characterized by political instability, racial tensions, and violent protests against plans - subsequently abandoned - to export Bolivia's newly discovered natural gas reserves to large northern hemisphere markets. In 2005, the government passed a controversial hydrocarbons law that imposed significantly higher royalties and required foreign firms then operating under risk-sharing contracts to surrender all production to the state energy company in exchange for a predetermined service fee. After higher prices for mining and hydrocarbons exports produced a fiscal surplus in 2008, the global recession in 2009 slowed growth. A decline in commodity prices that began in late 2008, a lack of foreign investment in the mining and hydrocarbon sectors, a poor infrastructure, and the suspension of trade benefits with the United States will pose challenges for the Bolivian economy in 2010.

  • Brazil

    In addition to our extensive suite of debt collection services, we also offer commercial and outsourcing services such as dispatching a letter before action and drafting status and credit reports.
    Collection Methods
    We begin the planning phase of collection by classifying and analysing your customer's debt portfolio, identifying overdue amounts, and formulating the most effective and efficient collection strategy for each specific case. This process includes
    • Locating the debtor by gathering and documenting as much information as possible;
    • Scoring your customer's debt portfolio by analysing and determining the customer's propensity to pay; and
    • Defining optimal communication channels with the debtor - for example, e-mail, SMS, SMS chat, online chat, Calling Card announcements, predictive dialler, Interactive Voice Response (IVR), and Whatsapp.
    We are happy to report that our clients have experienced a 50 percent growth in amicable debt collection rates as a direct result of our rigorous planning actions. This not only means that we have significantly increased our clients' revenues and reduced their costs. It also shows that we are doing something right when it comes to finding pre-legal solutions and maintaining creditor-debtor relations.
     
     
  • Chile
    Economy - overview

    Chile has a market-oriented economy characterized by a high level of foreign trade and a reputation for strong financial institutions and sound policy that have given it the strongest sovereign bond rating in South America. Exports account for more than one-fourth of GDP, with commodities making up some three-quarters of total exports. Copper alone provides one-third of government revenue. During the early 1990s, Chile's reputation as a role model for economic reform was strengthened when the democratic government of Patricio AYLWIN - which took over from the military in 1990 - deepened the economic reform initiated by the military government. Growth in real GDP averaged 8% during 1991-97, but fell to half that level in 1998 because of tight monetary policies implemented to keep the current account deficit in check and because of lower export earnings - the latter a product of the global financial crisis. A severe drought exacerbated the situation in 1999, reducing crop yields and causing hydroelectric shortfalls and electricity rationing, and Chile experienced negative economic growth for the first time in more than 15 years. In the years since then, growth has averaged 4% per year. Chile deepened its longstanding commitment to trade liberalization with the signing of a free trade agreement with the US, which took effect on 1 January 2004. Chile claims to have more bilateral or regional trade agreements than any other country. It has 57 such agreements (not all of them full free trade agreements), including with the European Union, Mercosur, China, India, South Korea, and Mexico. Over the past five years, foreign direct investment inflows have quadrupled to some $17 billion in 2008, but FDI dropped to about $7 billion in 2009 in the face of diminished investment throughout the world. The Chilean government conducts a rule-based countercyclical fiscal policy, accumulating surpluses in sovereign wealth funds during periods of high copper prices and economic growth, and allowing deficit spending only during periods of low copper prices and growth. As of September 2008, those sovereign wealth funds - kept mostly outside the country and separate from Central Bank reserves - amounted to more than $20 billion. Chile used $4 billion from this fund to finance a fiscal stimulus package to fend off recession. The economy was starting to show signs of a rebound in the fourth quarter, 2009, although GDP still fell more than 1% for the year. In December 2009, the OECD invited Chile to become a full member, after a two year period of compliance with organization mandates. The magnitude 8.8 earthquake that struck Chile in February 2010 was one of the top ten strongest earthquakes on record. It caused considerable damage near the epicenter, located about 70 miles from Concepcion - and about 200 miles southwest of Santiago.

  • We offer a comprehensive coverage of every stage of the credit management and debt collection processes for both personal and business risk solutions. Whether it is supplying the latest online credit information or updated credit reports, providing investor or collection services, engaging in debt surveillance or the collection of already written-off receivables, we are second to none on the domestic Chinese market. For over 16 years now, we have been helping our clients to mitigate risk, improve cash flow, and enhance long-term profitability through hard-won experience and consummate professionalism.
    Collecting Your Debt-What We Value
    Local & Professional. We have established an extensive network of domestic branches in China and have become significant players in a powerful network of global partners precisely because we are devoted to providing you with best quality services through highly skilled local professionals on a global scale. We employ over 500 experienced collectors located in every major city in China. Broad Information Source. Leveraging the knowledge derived from a broad information source has become indispensable for global and local debt collectors in the twenty-first century. Not being able to do so means that the collector does not have as clear an understanding of the debtor's financial status as effective and efficient collection demands. Moreover, not being privy to such knowledge also means that recovering outstanding monies becomes increasingly difficult. As a risk management company with comprehensive coverage at home and worldwide, we can quickly obtain information on the debtor company's operation, financial status, assets, and management staff. Safe & Efficient IT Control. Our self-developed collection software enables our team to operate in a safe, efficient, stable and easily monitorable way. Reasonable Charges-No Collection, No Fee. We collect on a strictly ‘No Collection, No Commission' basis. This ensures both the highest motivation on our part in the recovery of your monies and the lowest incurrence of cost before the collection process gets underway. Rest assured, we will expend every effort to resolve your debt collection case in an amicable fashion, but should litigation prove unavoidable, we will present you with a number of choices and recommendations in an effort to keep your costs at a minimum. Personalized Service. Our personalized customer service is always there to report case progress, to communicate promptly and professionally, and to answer any questions you or your debtor may have.
    Debt Collection Services-In or Out of Court
    As a nationwide network with coverage in every province in China, we provide you with a one-stop solution for your receivables management, from amicable collections to litigation services. Our amicable debt collection negotiations are conducted by a team of experienced professionals and through industry-standard channels such as telephone calls, faxes, letters, emails, and face-to-face meetings. Our ultimate goal is to recover your debt as swiftly as possible and in such a way that you maintain business rapport with your client and incur the lowest possible collection costs. In the event that our amicable collection measures fail to recover your debt, our legal counsellors will continue the recovery efforts through initiating litigation against the debtor upon your request. Our team of accomplished lawyers have intimate knowledge of local court systems and of every step of the litigation process, guaranteeing efficiency and cost-effectiveness in what can otherwise be a costly and long-drawn-out affair.
    Our Clients
    Numbering over 200, our clients operate in the following industries:
    • Commercial & Consume
    • International Trade
    • Bank & Insurance
    • Medical & Healthcare
    • Hotel & Travel
    • Government & Diplomatic Institutions
    • Media & Telecom
  • Colombia
    Economy - overview

    Colombia experienced accelerating growth between 2002 and 2007, chiefly due to improvements in domestic security, rising commodity prices, and to President URIBE's promarket economic policies. Foreign direct investment reached a record $10 billion in 2008. A series of policies enhanced Colombia's investment climate: President URIBE's pro-market measures; pro-business reforms in the oil and gas sectors; and export-led growth fueled mainly by the Andean Trade Promotion and Drug Eradication Act. Inequality, underemployment, and narcotrafficking remain significant challenges, and Colombia's infrastructure requires major improvements to sustain economic expansion. Because of the global financial crisis and weakening demand for Colombia's exports, Colombia's economy grew only 2.6% in 2008, and contracted slightly in 2009. In response, the URIBE administration cut capital controls, arranged for emergency credit lines from multilateral institutions, and promoted investment incentives, such as Colombia's modernized free trade zone mechanism, legal stability contracts, and new bilateral investment treaties and trade agreements. The government also encouraged exporters to diversify their customer base beyond the United States and Venezuela, traditionally Colombia's largest trading partners. The government is pursuing free trade agreements with European and Asian partners and awaits the approval of a Canadian trade accord by Canada's parliament. In 2009, China replaced Venezuela as Colombia's number two trading partner, largely because of Venezuela's decision to limit the entry of Colombian products. The business sector remains concerned about the impact of the global recession on Colombia's economy, Venezuela's trade restrictions on Colombian exports, an appreciating domestic currency, and the pending US Congressional approval of the US-Colombia Trade Promotion Agreement.

  • Cyprus
    Economy - overview

    The area of the Republic of Cyprus under government control has a market economy dominated by the service sector, which accounts for nearly four-fifths of GDP. Tourism, financial services, and real estate are the most important sectors. Erratic growth rates over the past decade reflect the economy's reliance on tourism, which often fluctuates with political instability in the region and economic conditions in Western Europe. Nevertheless, the economy in the area under government control has grown at a rate well above the EU average since 2000. Cyprus joined the European Exchange Rate Mechanism (ERM2) in May 2005 and adopted the euro as its national currency on 1 January 2008. An aggressive austerity program in the preceding years, aimed at paving the way for the euro, helped turn a soaring fiscal deficit (6.3% in 2003) into a surplus of 1.2% in 2008, and reduced inflation to 4.7%. This prosperity came under pressure in 2009, as construction and tourism slowed in the face of reduced foreign demand triggered by the ongoing global financial crisis. Although Cyprus lagged its EU peers in showing signs of stress from the global crisis, the economy tipped into recession in mid 2009 and GDP contracted by 0.8% in 2009. In addition, the budget deficit is on the rise and reached 4.4% of GDP, a violation of the EU's budget deficit criteria of no more than 3% of GDP. In response to the country's deteriorating finances, Nicosia is promising to implement measures to cut the cost of the state payroll, curb tax evasion, and revamp social benefits. As in the area administered by Turkish Cypriots, water shortages are a perennial problem; a few desalination plants have been added to existing plants over the last year and are now on line. After 10 years of drought, the country received substantial rainfall from 2001-04. Since then, rainfall has been well below average, making water rationing a necessity.

  • Czech specialists in domestic and international debt collection since 2005, the DC Group has become one of the first addresses for excellence in debt recovery services on the Czech market and worldwide. Our reputation is built not only upon our successful performance rates, but also upon the cultivation of solid relationships with our clients.
    Our Debt Collection Services
    Specializing in the settlement of international and national debt collection claims inevitably means delivering expertise across the entire suite of our services, which include
    • tracing the debtor to establish communication;
    • inducing the debtor to pay through skilfull negotiations and mutually satisfactory payment plans;
    • managing your receivables, including actual collection;
    • collecting domestic and international debt;
    • processing credit reports;
    • implementing our own software to monitor the solvency of partners;
    • monitoring foreclosures and insolvencies; and
    • providing legal counsel and representation in business law, debt recovery, and insolvency.
    Extrajudicial and Judicial Debt Recovery
    Whether it is commercial invoice or consumer debt recovery, our first efforts to recover on your behalf will always be extrajudicial. As of the fourth quarter of 2013, the success rate of our extrajudicial recovery efforts lies at 60 percent, with clear signs of a steady upward trend. If our out-of-court collection methods-for example, making telephone calls, sending written reminders, and making on-site visits-prove fruitless, we will draft and implement, in close consultation with you, a comprehensive litigation strategy for the recovery of your claim through the courts. In almost 95 percent of court cases, we have been successful in obtaining a favourable outcome for our clients. Such a high success rate is based on the consummate professionalism of our legal department, which, in constantly monitoring any changes in legislation, ensures that it can react immediately to protect your best interests.
    Our Mottos
    • Protect the interests of the client-always.
    • Play fair.
    • The client pays only after we recover.
    • No win, no fee.
  • Serving as Danish and global debt collectors for over a decade now, we have been recovering domestic and international receivables for a broad palette of small- to-medium-sized firms, but also for bigger clients, including a number of Danish and foreign national banks. In the 10 years of since our founding, we have quickly established ourselves as key players on the Danish and international debt collection scene, especially in recovering commercial invoice claims and consumer debts where a signed promissory note is forthcoming. We have also garnered proven experience in handling claims inside the enforcement court, with or without opposition. We are a full service debt collection company, which means that we handle the collection process from the instigation of collection proceedings to the completion of collection with the transfer of monies owed.
    Professional Debt Collection Services
    We pride ourselves on the consummate professionalism of our services. That's why our employees are either seasoned commercial lawyers or professionally trained collection agents who can call on over a decade of extensive experience in debt collection. Whether it is through timely credit assessment, amicable negotiations, or cost-effective litigation, we provide you with the best possible chance of successful receivables recovery, both in Denmark and worldwide. We make it our business to get to know your business, because only by doing so can we offer you solutions that are tailored to your individual needs. Because all our collection services are on a strictly ‘No Win, No Fee' basis, we are just as concerned as you are in seeing your money returned to its lawful place.
    Our Methods of Collection-Your Peace of Mind
    Our emphasis at all times in any communication with your debtor is personableness and equality. No matter what the debt collection issue, we will always strive to find a resolution through constructive, dispassionate dialogue based on the facts of the case. In doing so, our aim is to preserve your business relations with your debtor and to keep the likelihood of court action-and your costs-to an absolute minimum. Most of our successful collection endeavours have been accomplished through the normal communication channels of sending letters and making telephone calls. When these fail or the debtor proves impervious to our efforts, we recommend court action.
    Clients & Industries
    Evenly spread between B2B and B2C markets, our clients number as many as 5,200 in any given year. They come from industries that range from shipping and transport to telecommunications and health and electricity and finance.
  • We are an industry leader in the field of domestic and global debt recovery. Our Egyptian branch has been serving clients in the commercial and banking sectors for close to 15 years. In that time, our joint-stock company has gained expert knowledge in retrieving consumer debts and commercial invoices, both on the Egyptian market and worldwide. We are committed to excellence and integrity at every stage of the debt collection process. Partnering with us means partnering with quality … on a global scale. And because we don't get paid if you don't get your money back, we do everything in our power to ensure that your time and money aren't wasted and that your debts are recovered-quickly, amicably, professionally.
    Quality Through Professionalism
    Our mission is to provide you with best quality services through maintaining the highest professional standards in domestic and global debt recovery. To this end, we
    • never compromise your business relations with your debtor;
    • strive for amicable debt resolution where possible, but offer litigation when necessary (only after receiving approval from you and engaging in thorough legal analysis do we initiate court proceedings);
    • have installed quality controls at every stage of the collection process,from initial and continuing correspondence to debtor contact and secure transfer of funds; and
    • ensure our staff maintain their leading expertise in consumer debt collection and commercial invoice recovery by providing them with on-going training.

    Your Business-Our Methods

    We understand your business depends on the health of its cash flow, on good relations with its customers, and on its good reputation. That's why we make use of a diverse range of collection methods to achieve the highest rates possible in speedily and amicably collecting debt. These methods include sending letters, making telephone calls, and dispatching experienced field agents to visit debtors on-site for settlement negotiations. In 78 per cent of our cases, we recover out of court. When we have exhausted all means of amicable collection, we offer litigation.

    Claims & Clients-Big & Small

    Whether it's a small consumer debt or a large commercial invoice, we are there for you. We have handled cases from a few hundred to millions of dollars, with the average claim in 2012 coming to $2000. We collect for small local businesses and multinational corporations alike. The insurance, bank, telecommunications, shipping, wholesale, and import/export sectors are just some of the areas we have specialist knowledge of.
  • Servicing Estonia's and the global debt collection market for the past 17 years, we've become a leading name in delivering best quality debt collection and credit management services. Our reputation is based on a successful track record in recovering consumer debt and commercial invoices on a “No Win, No Fee” basis and in developing credit policies that maximize your revenue while keeping risk at a minimum. Our company was established in 1997 as a third-party collection agency with the explicit aim of providing professional and cost-effective collection and credit management services to creditors in Estonia and worldwide. Since then, we have been consistent in making sure our clients receive the best of the best not only in terms of our knowledge of Estonian culture and customs and the Estonian judicial system, but also when it comes to service delivery, ethical standards, and global expertise.
    Our Debt Recovery Service Packages
    We offer debt recovery service packages that avert emergency of debts as well as take comprehensive account of all possible outcomes, including dispute mediation and judicial procedures. By enlisting our services, you choose to work with a team who is passionate about 1) warding off the serious risk to your business that comes with customer debt crisis and 2) improving your customer's overall payment conduct while keeping your reputation in tact.
    Debt Collection Quality at Your Service
    To provide you with the most professional, cost-effective and ethical debt collection services possible, we put a high premium on achieving quality levels that conform to the most demanding standards in the industry. And how do we do this? By ensuring
    • we take care of all your needs through personalized, tailor-made service packages;
    • all client agreements are unambiguous and transparent;
    • all correspondence with you and your debtor is clear, factual and on a regular basis;
    • all collection results are systematically monitored and promptly relayed to you;
    • we consult you on any steps taken in your name before such steps are taken;
    • all recovered monies are transferred promptly and securely;
    • our conduct is always in line with the highest ethical standards in the industry; and
    • our staff are kept abreast of the latest developments in the area of domestic and international debt collection.
    Our Debt Collection Methods
    Our pre-legal collections steps, nearly all of which are offered on “No Collection, No Fee” basis, include the following procedures:
    • verification of debt;
    • debtor tracking;
    • sending regular demand letters and e-mails;
    • drafting and negotiation of payment plans;
    • making regular outgoing calls;
    • visiting debtors on-site*;
    • issuing a notice to commence legal action; and
    • taking legal actions (N.B.: only after we receive your written agreement).
    *Tracing charge applies.
    Debt Collection Legal Action in Estonia
    Should you decide to undertake a legal action in Estonia, please note that
    • the general limitation period for lawsuits is usually three years, with some exceptions stretching to 10 years;
    • court proceedings that take less than three years are available;
    • the judicial system has three grades, the highest being the Supreme Court;
    • payment of state tax is mandatory on submission of a claim to a court.
    Our Claims and Clients
    We collect small and large claims in both B2B and B2C scenarios (varying from €500 to millions of euro). The average claim in 2013 was €870 (calculated on the basis of consumer and commercial claims combined). Our success rate for prompt and amicable out-of-court debt recovery has stayed at approximately 65 per cent since our inception. Our client portfolio consists of businesses and entities from the following areas: government, bank and finance, IT firms, legal specialists, and other debt collectors. Industries in which we have attained specialization include the building, packaging, energy, printing, and transportation industries.
  • Finland
    Economy - overview

    Finland has a highly industrialized, largely free-market economy with per capita output roughly that of Austria, Belgium, the Netherlands, and Sweden. Trade is important with exports accounting for over one third of GDP in recent years. Finland is strongly competitive in manufacturing - principally the wood, metals, engineering, telecommunications, and electronics industries. Finland excels in high-tech exports such as mobile phones. Except for timber and several minerals, Finland depends on imports of raw materials, energy, and some components for manufactured goods. Because of the climate, agricultural development is limited to maintaining self-sufficiency in basic products. Forestry, an important export earner, provides a secondary occupation for the rural population. Finland had been one of the best performing economies within the EU in recent years and its banks and financial markets avoided the worst of global financial crisis. However, the world slowdown hit exports and domestic demand hard in 2009, with Finland experiencing one of the deepest contractions in the euro zone, and will serve as a brake on economic growth in 2010. The slowdown of construction, other investment, and exports will cause unemployment to rise further from the 2009 level. The recession will leave a deep, long-lasting mark on general government finances and the debt ratio. It turned previously strong public finances into deficit within a year. In the next few years, the great challenge of economic policy will be to implement a post-recession exit strategy in which measures supporting growth will be combined with general government adjustment measures. Longer-term, Finland must address a rapidly aging population and decreasing productivity that threaten competitiveness, fiscal sustainability, and economic growth.

  • The specialists in France for domestic and international debt collection and debt recovery investigations. As claim collection experts, we provide you with a comprehensive suite of industry-standard services: from tracing debtors and ascertaining the solvency of their businesses to collecting amicably and, if required, taking legal action. We handle claims against consumers, public bodies, and corporations which can be as small as €100 but which typically range from €1,000 to €30,000 and sometimes exceed €300,000. Operating on the whole French domestic territory and internationally, we enjoy special agreements with a network of 200 bailiffs and attorneys that specialize in debt recovery, allowing us to offer ethical, efficient and cost-effective collection and legal services. We also provide advisory services in account receivables management to help companies optimize their DSO and reduce credit risk.
    Smart Collection Processes
    We always tailor our collection processes to suit your unique collection requirements, making sure to incorporate your goals and your debtor's response in any steps we take. Knowing how important your clients are to your business, we strive at all times to maintain a positive rapport with the debtor throughout the collection process and act only in accordance with the highest standards of professional ethics. As there are as many different debtor reactions as there are debtors, we adopt a policy of agility and flexibility in adapting to debtor arguments. If you have numerous small claims to entrust, we will craft a tailor-made collection plan and offer a commission schedule specific to your case. Do not hesitate to consult us on any debt collection issue that is troubling you.
    Legal Expertise Helps Pre-Legal Collection Efforts
    We believe it is necessary to have superior knowledge of the collection legal framework to convince debtors to pay their debts as soon as possible. That's why all of our debt collectors are experienced lawyers and skilled collection professionals. We let the debtor understand in no uncertain terms that payment is inevitable and that not paying up will only exacerbate the situation by prolonging their debtorship and increasing their costs through interest and penalty accruals for late payment. Approximately 80% of our claims are recovered out-of-court.
    We Believe in Transparency
    We provide regular updates to our clients and make sure our collection fees are crystal clear. We charge pre-legal collection on a “no cure no pay” basis-in order words, fees are charged on collected sums only. The commission rate depends directly on the overdue balance entrusted per debtor. If we go legal (usually when the unpaid amount exceeds €1,000), we offer a fixed price for steering the entire procedure. We strive to reduce legal costs to a minimum.
    Comprehensive Information = More Effective Collection
    If the debtor has moved or does not react to our letters, we offer a tracing service to find his new address or phone number. To avoid the needless accumulation of costs and to ensure the feasibility of the enforced payment of claims, we make a point of verifying the solvency of a company or of locating the employer or bank account of the debtor before initiating legal action.
    Our Creditors-Companies Large & Small
    Since 2008, we have collected debts for over 500 clients from sectors such as industry, logistics, finance, education, hospital care, IT services, communication, recruitment, and construction.
    Summary of Our Collection Services
    • Domestic and international collection of consumer debts or commercial invoices
    • Tracing of debtors and business credit reports to improve recovery chances
    • Consulting in credit management to speed up your client's payment
     
  • Specialists in German and international debt collection for more than three decades.We've been successfully helping domestic and international creditors recover consumer debts and commercial invoices on a strictly ‘No Win, No Fee' basis. In addition to a proven track record in clearing our clients' books of delinquent debt, we have also shown impeccable performance levels when it comes to helping our clients maintain their customer base. Our foremost goal, therefore, is not only to collect your debt efficiently, but also to ensure that your customers continue to do business with you after the collection action. Founded as a proprietary company in 1979 in Bremen, we stand for efficiency, reliability, and transparency at every leg of the collection process. Time and again we have demonstrated these qualities in all of our business dealings: from clear and regular communication with clients and their debtors to solid and durable contracts with auxiliary collection agencies. Our superior knowledge of German law and culture and of the German and global economy means that our clients know they are in safe hands when they place their debts with us. We place a high premium on knowledge and cooperation. Staff are kept abreast of all developments concerning a given case through a unique collection system which was developed by our IT department and which has proven to be highly effective in adapting to our clients' needs.
    Best Quality First
    Delivering you with best quality debt collection and recovery services, whether you are operating in Germany or further afield, is our primary concern-always. This entails the following:
    • speedily cashing your claims;
    • promptly and regularly communicating information to you (e.g., on acknowledgement of new claims, on any developments in the collection process);
    • constantly monitoring and improving the quality of our collection methods;
    • transferring recovered funds to your German and/or international account through standardized procedures (direct debits from German bank accounts are included in our collection system);
    • adhering to a strict code of national and international collection ethics and data protection law (we are long-standing members of a number of associations in the collection industry, including the German Collectors Association (BDIU));
    • ensuring our staff maintain their expertise in the areas of consumer debt and commercial invoice recovery and international debt collection by providing regular training seminars (of particular importance here is the regular training our staff receive in a special psychology-based method for calling the debtor, one which has substantially increased the success of our collection efforts and led to high levels of continued business relations between creditor and debtor); and
    • promptly producing reports on all collections and communications.
    How Do We Collect?
    Our collection methods are industry-standard and include posting letters, making phone calls, and sending emails when expedient. In the majority of cases we have promptly, amicably and successfully recovered debts out of court. Only when all amicable methods have proved ineffective do we propose taking legal action.
    Debt Size | Client Type
    We collect debts varying from €20 to several million euros. Our clients include insurance companies, banks, mail order companies, other debt collectors, power supply companies, car rental companies, companies in the transportation industry, and other providers.  
  • Greece
    Economy - overview

    Greece has a capitalist economy with the public sector accounting for about 40% of GDP and with per capita GDP about two-thirds that of the leading euro-zone economies. Tourism provides 15% of GDP. Immigrants make up nearly one-fifth of the work force, mainly in agricultural and unskilled jobs. Greece is a major beneficiary of EU aid, equal to about 3.3% of annual GDP. The Greek economy grew by nearly 4.0% per year between 2003 and 2007, due partly to infrastructural spending related to the 2004 Athens Olympic Games, and in part to an increased availability of credit, which has sustained record levels of consumer spending. But growth dropped to 2% in 2008. The economy went into recession in 2009 and contracted by 2%, as a result of the world financial crisis, tightening credit conditions, and Athens' failure to address a growing budget deficit, which was triggered by falling state revenues, and increased government expenditures. Greece violated the EU's Growth and Stability Pact budget deficit criterion of no more than 3% of GDP from 2001 to 2006, but finally met that criterion in 2007-08, before exceeding it again in 2009, with the deficit reaching 13.7% of GDP. Public debt, inflation, and unemployment are above the euro-zone average while per capita income is below; debt and unemployment rose in 2009, while inflation subsided. Eroding public finances, a credibility gap stemming from inaccurate and misreported statistics, and consistent underperformance on following through with reforms prompted major credit rating agencies in late 2009 to downgrade Greece's international debt rating, and has led the country into a financial crisis. Under intense pressure by the EU and international market participants, the government has adopted a medium-term austerity program that includes cutting government spending, reducing the size of the public sector, decreasing tax evasion, reforming the health care and pension systems, and improving competitiveness through structural reforms to the labor and product markets. Athens, however, faces long-term challenges to push through unpopular reforms in the face of often vocal opposition from the country's powerful labor unions and the general public. Greek labor unions are striking over new austerity measures, but the strikes so far have had a limited impact on the government's will to adopt reforms. An uptic in widespread unrest, however, could challenge the government's ability to implement reforms and meet budget targets, and could also lead to rioting or violence. In April 2010 a leading credit agency assigned Greek debt its lowest possible credit rating; in May, the International Monetary Fund and Eurozone governments provided Greece emergency short- and medium-term loans worth $147 billion so that the country could make debt repayments to creditors. In exchange for the largest bailout ever assembled, the government announced combined spending cuts and tax increases totalling $40 billion over three years, on top of the tough austerity measures already taken.

  • International Debt Collectors Since 1997
    We are a market leader in providing debt recovery services to domestic and international companies. In particular, we have gained extensive experience in managing debt settlements for Icelandic companies operating internationally, but also for multinational corporations operating across borders. Trust our experience to manage your international credit.
    Quality Is Our Priority
    Quality is our priority. This is not only our motto but our mission. We aim to provide you with standard-setting collection services by making sure that
    • our correspondence is transparent, prompt, and in the language that you and your debtor speak;
    • our collection procedures are carried out in accordance with strict workflow;
    • our collection operations set the bar for ethical collection practices; and
    • funds are remitted in a timely and secure manner
    Out of Court If Possible, In Court If Necessary
    Knowing how important your business relations are to you, our first recovery efforts will always be amicable. By sending letters, making telephone calls, and paying visits, we aim to find out-of-court solutions to whatever your collection problem. Only when amicable efforts have proven unsuccessful do we propose court action.
    Claims, Clients & Industries
    In terms of claim size, we know no floor or ceiling. We have settled claims in the region of hundreds of millions of krona, but have not turned down amounts below 10,000ISK (€60). Our open-door policy on claim size is reflected in our eclectic client base, which ranges from local leaseholders, farmers, and small-scale businesses to semi-state bodies, Scandinavian conglomerates, and global transnationals. We see ourselves as having particular expertise in collecting debt for the banking, insurance, manufacturing and fisheries industries, but have also successfully recovered debt in the government, health care and educational sectors.
  • India
    Economy - overview

    India is developing into an open-market economy, yet traces of its past autarkic policies remain. Economic liberalization, including reduced controls on foreign trade and investment, began in the early 1990s and has served to accelerate the country's growth, which has averaged more than 7% per year since 1997. India's diverse economy encompasses traditional village farming, modern agriculture, handicrafts, a wide range of modern industries, and a multitude of services. Slightly more than half of the work force is in agriculture, but services are the major source of economic growth, accounting for more than half of India's output, with only one-third of its labor force. India has capitalized on its large educated English-speaking population to become a major exporter of information technology services and software workers. An industrial slowdown early in 2008, followed by the global financial crisis, led annual GDP growth to slow to 6.5% in 2009, still the second highest growth in the world among major economies. India escaped the brunt of the global financial crisis because of cautious banking policies and a relatively low dependence on exports for growth. Domestic demand, driven by purchases of consumer durables and automobiles, has re-emerged as a key driver of growth, as exports have fallen since the global crisis started. India's fiscal deficit increased substantially in 2008 due to fuel and fertilizer subsidies, a debt waiver program for farmers, a job guarantee program for rural workers, and stimulus expenditures. The government abandoned its deficit target and allowed the deficit to reach 6.8% of GDP in FY10. Nevertheless, as shares of GDP, both government spending and taxation are among the lowest in the world. The government has expressed a commitment to fiscal stimulus in FY10, and to deficit reduction the following two years. It has increased the pace of privatization of government-owned companies, partly to offset the deficit. India's long term challenges include widespread poverty, inadequate physical and social infrastructure, limited employment opportunities, and insufficient access to basic and higher education. Over the long-term, a growing population and changing demographics will only exacerbate social, economic, and environmental problems.

  • We are a full-service business law firm with in excess of 330 staff, including 73 partners and more than 127 solicitors. We are an award-winning law firm and part of the ‘Big 6' in Ireland. With offices in Dublin, New York, and London, we provide a broad range of legal services to multinational, institutional and government clients. Our approach to debt recovery is solution-driven. We combine commercial awareness with intellectual precision and technical expertise, which means that we seek to exceed your expectations, both on a national and international level. This is easy to say, but very difficult to execute consistently.
    Success in Debt Collection Since 1976
    Our Recovery Department is one of the largest and most successful debt recovery practices in Ireland and the department itself has been in operation since 1976. As such, we have over 35 years' experience collecting troublesome debts for clients and advising how to establish best practice mechanisms. Our debt recovery department is both experienced and knowledgeable of the recovery requirements of a wide variety of creditors, including public bodies, banks, limited companies, individuals, and asset finance companies. We have provided debt collection services to many Irish and international clients, and this extensive global experience of debt recovery across a broad range of clients has resulted in our developing a clear methodology for collection of debt and for processes that ensure high quality, efficient services at all times. We specialize in volume debt recovery; our services include pre-legal debt collection right through to litigation in all Irish courts, subsequent enforcement of judgments obtained, and bankruptcy.
    Our Priorities-Our Ethos
    At all times in the course of our work, you and your reputation are our number one priority. The ethos of our  debt recovery team is to approach every aspect of our business with an unrivalled dynamism and dedication. We understand the importance to your business of timely and accurate reporting upon the collection activity that we do.
  • Israel
    Economy - overview

    Israel is considered one of the most advanced countries in Southwest Asia in economic and industrial development. In 2010, it joined the OECD.The country is ranked 3rd in the region on the World Bank's Ease of Doing Business Index as well as in the World Economic Forum's Global Competitiveness Report It has the second-largest number of startup companies in the world (after the United States) and the largest number of NASDAQ-listed companies outside North America.In 2010, Israel ranked 17th among of the world's most economically developed nations, according to IMD's World Competitiveness Yearbook. The Israeli economy was ranked first as the world's most durable economy in the face of crises, and was also ranked first in the rate of research and development center investments.The Bank of Israel was ranked first among central banks for its efficient functioning, up from the 8th place in 2009. Israel was also ranked as the worldwide leader in its supply of skilled manpower.

  • We are one of Italy's prime players in local and international debt collection who offers a comprehensive range of fast, effective and ethical collection services, allowing you-the creditor-to recoup your outstanding receivables while you maintain a healthy business relationship with your debtor and preserve your good reputation.
    Debt Collection in the Hands of Consummate Professionals
    Handled by the company's consummate debt collection professionals, our collection activities are based on the utmost transparency vis-à-vis the client and the debtor. A further primary focus of our collection activities is on gathering information aimed at finding the best solution to any debt collection problem.
    Our Debt Collection Services-What You Can Expect
    When you enlist our debt collection services, here is what you can expect:
    • detailed knowledge of the culture and territory where your debtor operates (e.g., through local socioeconomic analysis);
    • extended coverage in foreign territories through our network;
    • efficiency in executing services as a result of insider familiarity with the legislation of the country your debtor is doing business in;
    • professionalism of internal and external staff that are kept on their toes through regular training courses;
    • best quality services both in court and out of court (e.g., sending of notices of payment, phone collection, home collection, information and surveys, and offline services);
    • constant updates on the progress of entrusted claims;
    • immediate and secure transfer of payments according to agreements made;
    • solid experience in the field of debt recovery either in B2B (business-to-business) or B2C (business-to-consumer);
    • specialization in the research and collection of commercial information on Italian and foreign companies; and
    • professional and cost-effective legal assistance and advice.
    We Specialize in Your Interests
    We specialize in providing you with high quality debt collection services that are tailor-made to suit your specific debt collection needs, be they in the form of micro and macro credits. Our professionalism and strict adherence to national and international codes of ethics have garnered us recognition as one of the most important companies in the management of local and global debt collection.
    Our Customers
    In our customers' list you will find important Italian and foreign companies and more than 650 public administrations (e.g., Italian Motorway Company, Municipal and Local Police Departments, and State Health Agencies).
  • TCM Korea-Ace Law Group

    Specializing in debt collection and recovery in Korea and worldwide since 2005, Ace Law Group is a nationally and internationally respected law firm comprised of highly skilled legal professionals with over 20 years of experience in careers as judges and public prosecutors. As we only charge a collection fee if, and only if, we are successful in our collection efforts, you can be assured that we will do everything in our expertise to recoup your delinquent debts. Preserving the health of your cash flow and your business reputation and relations are our uppermost priorities.

    In addition to being specialists in domestic and international debt collection, we are also a premier provider of boutique consultancy and litigation services in M&A, corporate bankruptcy and reorganizations, foreign investment, employment, intellectual property rights, fair trade and monopoly regulation, and securities and finance. We also specialize in the notarization of legal documents.

    Korean and Overseas Debt Collection and Recovery Services

    We tailor-make all our debt collection and recovery services to suit your company's individual collection needs. Our collection services embrace:

    • in-bound debt collection for the international clients;
    • out-bound debt collection for Korean domestic clients;
    • a ‘No Collection, No Fee' guarantee (i.e., you risk nothing if we do not collect);
    • systematic and transparent collection procedures (we always exhaust amicable collection efforts first and only undertake court action when the amicable phase has proved fruitless); and
    • secure transfer of monies collected.

    We ensure total quality management across all our collection services and put particular store in maintaining a strict workflow when it comes to transparent and prompt correspondence with you and your debtor.

    Our Clients

    Ace Law Group's clients stem from a wide range of industries and government entities and include international credit insurers, banks, global financial corporations, exporters and importers, manufacturers, freight forwarders, and international law firms and collection agencies.

    Trust our experience to manage your international credit.

    For more information on our law firm and the services it provides, please visit us here.

  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action.

    With representation in more than 100 countries worldwide, we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow.

    Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.

  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide,we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • NIB Group

    International Debt Collection and Credit Management Specialists Since 1985
    Successfully active on the domestic and international debt collection market since 1985, NIB Group has become the partner of choice for the Netherlands Government, for many of the state's public bodies, and for businesses from nearly every sector of the Dutch and global economy. We are able to offer you an extensive range of business-to-consumer and business-to-business debt collection and credit management services in your efforts to get cash flowing again-no matter where you, or your debtor, may be. Founded in 1985 by Mr. Hennie Wesselsz, the Nationaal Incasso Bureau Group (NIB Group) is based on a clear vision of efficient, effective and ethical debt collection and credit management processes. Mr. Wesselsz, who is still the owner and sole shareholder of the company, fervently believes in the necessity of such a vision for the health of cross-national trade and society at large.
    From Local Strength to Global Strength in Our Suite of Services
    Since 1985 we have grown into a leading organization in domestic and international debt collection and credit management on the European market. And yet, providing amicable recovery actions in the Netherlands still remains one of our core activities. Over the years we have extended our suite of services to include, among other things:
    • receivables management;
    • factoring;
    • outsourcing;
    • judicial collection procedures; and
    • the provision of an adequate execution trajectory.
    Because our services are so extensive, we are in a position to deliver optimal solutions no matter what your debt collection problem may be. Our proud membership in a Group also means that national borders represent no cultural or legal limitation to the collection of your debt. In tandem with our network affiliates, our priority is to work in closest proximity to you and your debtor for an efficient, effective and ethical out-of-court resolution to your outstanding accounts. We always aim to preserve both your image and the image of your debtor at all costs. But should judicial enforcement prove the only way to make your debtor meet its obligations, our team of seasoned litigators will not shy away from legal action. NIB Group knows no challenge too big or too small, which is why we do not distinguish between medium-sized and multinational companies and non-for-profit organizations.
    Ensuring Professionalism In All Our Collection and Management Services
    To ensure the services you receive are as professional as they can be, NIB Group puts a high premium on a number of key operational components. 1. Our back offices play a vital role. They are responsible for collecting claims, maintaining contact with clients, and overseeing debt collection court proceedings. 2. We develop our own IT systems, drawing on a wealth of recent experience, technical knowledge, and market developments to make continuous improvements. 3. Our employees' training and experience means that they know how to deliver results. By maintaining close and regular contact with your organization, they can respond immediately to any changes in your case or to any new requirements or wishes you may have. 4. Careful consideration is always given to how our organization can best cooperate with yours. Scrupulous attendance to the minutest practical details enables us to tailor our services to suit your needs for as close and personalized a ‘fit' as possible. To this end, we always make sure that the person or persons assigned to your case are in full knowledge of all case details and that they keep in contact with you on a regular basis.
    No Obligations
    NIB Group does not operate using contracts or subscriptions, and we place you under no obligation to purchase our services. Any terms we agree with you can be laid down in an SLA.
    Long-Lasting Client Relationships
    It goes without saying that we invest a great deal in client relationships, building an atmosphere of mutual trust and confidence and making it our business to know how your business ticks. The return on such investment speaks for itself, for many of our clients have been with us since the Group's inception, or shortly thereafter, and levels of client satisfaction have always been consistently high. Indeed, all of our processes are geared toward acting in the best interests of your organization. After more than 25 years of experience at home and abroad, our operating procedures and Group philosophy have matured to an optimal alignment.
  • Visma Collectors AS
    Norway's domestic and international debt collection specialists, Visma Collectors AS  has been successfully engaging in accounts receivable management activities at home, in the Nordic economic area, and around the world for close to three decades now-all on a ‘No Win, No Fee' basis. Part of the Visma Group (www.visma.com), we have offices in Oslo and Trondheim and as such are in a prime position to offer your business Norway- and Nordic-wide collection services at minimum cost to your books. What's more, our membership in a Group, a world-leader in global debt recovery, ensures our services are seamlessly aligned with those of over 150 of our Group partners and affiliates, giving you the benefit of local representation and solution-driven efficiency from professional agents in every economic zone in the global market.
    Our Services Focus on Automation & Recovery Rates
    Visma has invested heavily in developing solutions that allow SMBs and large companies to manage their entire cycle of accounts receivable in one automated flow, with real-time updates of customer payments in their sales ledgers. As a Visma customer, you are able to dispatch your own reminders and outsource this function as part of your domestic or international debt collection effort, all from your own ERP system. Visma Collectors offer an extensive range of industry-standard services: from the entire order-to-cash process (including ARM and invoicing) to international debt collection. One area that is becoming increasingly important in the strategic deployment of debt collection services is e-invoicing. We process in excess of one million e-invoices every month on behalf of our clients. According to a recent Experian analysis, Visma Collectors delivers the highest recovery rate among its peers in Norway, a record achieved by enhanced automated processes that enable our debt collection professionals to focus on productive, win-win dialogue with the debtor and, ultimately, successful pre-legal recovery.
    Our Services-Fast, Efficient, Affordable
    As a result of enhanced automation, we are able to transfer legal collection claims electronically to the National Collection Agency (NCA) in processing any legal claim for the local bailiff in Norway. In other words, you benefit from rationalized work processes that make our services fast, efficient and affordable. In addition, as part of our domestic debt collection service, we provide you with free advice and monitoring along with ‘No Cure, No Pay' pricing on any claim. Only when a claim is subject to legal processing will you incur legal fees.
    Highly Dedicated Debt Collection Professionals
    On enlisting our services, you will be assigned a personal service delivery manager who will monitor and advise you on your portfolio of claims throughout the entire collection activity. Every member of our debt collection team has extensive experience in domestic, Nordic and international debt collection, and the majority of our collection professionals possess a collection licence from the Norwegian Financial Services Authority. Such experience and professionalism ensure optimum quality at every step of the debt collection process and, more importantly, successful recovery rates for your claims.
    Web-based Reporting & Monitoring
    As a client of Visma Collectors, you will have access to your portfolio via our Visma Collectors Cloud portal. Visma Collectors Cloud enables you to view all claims in real-time, including historical payments, actions, notes, and communications with your debt collection professional. Collectors Cloud also includes a comprehensive reporting tool, enabling real-time downloads of current portfolio reports, aging reports, legal process reports, payments reports, and more.
    High Growth Industries & Clients
    In addition to traditional B2B claims, both domestic and international, Visma Collectors manages debt collection portfolios on behalf of SMBs and large corporations within the utilities, parking, toll road, e-commerce/retail industry, and financial services sectors. We have developed bespoke procedures for all types of industries in the hard-won knowledge that tailor-making services to industry-specific requirements enhances recovery rates.
    Let Visma Collectors Help You Today
    At Visma Collectors, we are here to assist you with your all of your collection needs, be they in Norway, the Nordic economic area, or across the globe. Call or email us today to discuss your portfolio and requirements and we will provide you with one of the most competitive offers on the market.
  • Debtus
    Poland's specialists in domestic and international debt collection, Debtus has been successfully managing hundreds of bad debts and conducting countless court debt collection cases over the past 11 years for both Polish and international creditors alike. Since our foundation in 2003 we have made domestic and international debt collection on a strictly ‘No Win, No Fee' basis our speciality. ‘No Win, No Fee' means that you benefit from the highest level of professionalism and motivation in our staff and are assured a suite of services that puts your needs first. Located in Poland, in the heart of Europe, our head office is the workplace of a team of highly qualified debt collection experts with more than 11 years experience in managing unpaid receivables. Our comprehensive knowledge of the Polish economy and the Polish legal system gives us the edge our local and foreign clients seek when it comes to efficient, successful and speedy debt recovery.
    Debt Collection Services-Our Portfolio
    Our portfolio of services includes, but is not limited to,
    • out-of-court debt collection;
    • court debt collection;
    • skip tracing;
    • credit reports; and
    • business information.
    Delivering the Highest Quality Debt Collection Services
    Delivery of the highest quality debt collection services available on the local and international market is our top priority. Apart from the successful closing of debt claims, our services also entail:
    • a ‘No Win, No Fee' fee structure for all out-of-court debt collection procedures;
    • making personal visits to both business and individual debtors;
    • keeping you constantly updated with prompt and factual information on the debt collection process;
    • transferring your funds to domestic and international accounts via secure bank transactions;
    • abiding by national and international codes of ethical debt collection practices (we are members of various international debt collection associations including American Collector Association).
    • training our staff on an ongoing basis in the latest advancements in consumer debt and commercial invoice recovery practices.
    Our Team Puts Your Collection Needs First
    Our team realizes just how important your business relationships are to the health of your bottom line. That's why our hand-picked agents will always engage the full palette of extrajudicial collection strategies at their disposal first before recommending litigation. That's why our team's solution-driven approach has been so successful over the years (a high percentage of our cases are brought to successful, out-of-court conclusion), as it aims to align the needs of both parties in an atmosphere of mutual cooperation and trust. Only in a small number of cases, when solvent debtors refused to pay, have we urged our clients to undertake court action.
    Our Claims
    Our claims range in value from less than a hundred euros to million of dollars. In 2013 the average claim was $15,000. During the same year, we recovered debts for dozens of clients from all sectors of the economy, including small online retailers, law offices, insurers, and multinationals. Our larger clients operate in the insurance and steel industries.
  • Pienaar Sithole & Associates (Pty) Ltd.

    Established in October 2008 by Shaun Duncan, Pienaar Sithole & Associates Ltd. is a boutique debt recovery company that was founded with the express intention of focusing on the collection requirements of a limited number of clients. Since then, we have not only proven to be the premier recovery partner for all our clients, but have become a leading name for quality debt recovery services on the South African market in our own right. With over 60 years of combined collection experience, our senior management team firmly believe that size does not always matter. In other words, we are not bent on becoming the biggest in the industry, but simply want to be the best that we can be.
    Our Quality Guarantee-Your Peace of Mind
    We strive in everything we do to provide you with a quality guarantee that gives you peace of mind. That's why
    • our approach to debt recovery is to ensure we provide you with a professional service;
    • we provide you with a personalised service adapted to your needs;
    • our team comprises collection experts that have a real understanding of and vast experience in the debt collection industry;
    • our company, its directors, and all our collection staff are registered with the Council for Debt Collectors;
    • our collection software was designed by collectors for collectors, thereby ensuring best possible results through a user-friendly programme;
    • we open a separate trust bank account for each of our clients to give them independence and comfort; and
    • we are members of the Association of Debt Collectors (ADRA).
    Our major shareholder is The Foschini Group Ltd., one South Africa's foremost speciality retailers.
    No Collection, No Charges
    You only pay for our services once we deliver-that is, we operate on a “No Collection, No Charges” basis. This means we are highly motivated to restore your cash flow to its rightful health. At the same time, we do everything we can to make sure your business relations continue to be a source of revenue. Fees levied to a debtor by us are limited to the fees prescribed in the scale of tariffs as per the Debt Collectors Act 114 of 1998.
    Our Debt Collection Procedure
    Our debt collection procedure is aimed at obtaining a full and final payment from the debtor. Should the debtor not be able to settle in one payment however, we make every effort to obtain an amicable arrangement with the debtor-one that is both affordable as well as reasonable in terms of the outstanding debt. Our consultants will trace a debtor and thereafter liaise with them by telephone or in writing via email or post. We record all of our phone calls for quality and control purposes; doing so also provides us with a useful audit trail on each account.
    Clients and Values
    We collect on debts from as little as five hundred rands to millions of rands, and attend to consumer and commercial debts. We have proven experience in the following industries: banking, insurance, education, clothing and furniture retail, cellular and fixed line telephony, and direct marketing.
  • Profina International AB

    Collecting Debt Since 1983
    The Profina Group is a well-known actor in the field of credit management. Debt collectors since 1983, the Group soon expanded with the purchase of a commercial law and international debt collecting firm. A finance company providing factoring and lease services was added to the Group, thus ensuring our clients one-stop-shop services in credit management. The Profina Group is privately run and owned. Our shareholders and board members are active in the management, and vital decisions can be made on short notice-a strength in a rapidly changing world. We are financially strong, with the domestic and global resources to provide you with a very high level of service-no matter where you are. With a success rate of 80% to 85% in domestic and international debt collecting, Profina International was voted top quality in the Group in 2009, 2010, and 2011.
    Quality Through Expertise
    In order to stay ahead, our company policy is to employ the most qualified personnel available. This enables us to take on assignments that our competitors are unable to handle in-house. Our staff are highly specialized in certain business segments and make sure to keep abreast of the technical and legal developments in their areas of expertise. This means that, as our client, you not only have skilled collectors to turn to, but reliable advisors as well. We work with specialized computer systems that use the latest technology, enabling us to stay in touch with you, your debtor, authorities, and local branch offices. Whether you are a small family firm or a global enterprise, you can rely on us to safeguard the health of your cash flow. Protecting your best interests is what we do best.
    Our Assignments
    We handle approximately 95,000 debt collection assignments on a yearly basis. The average file is worth €2,000, but large claims in the area of millions are frequently dealt with by our legal department. Consumer debts and international cases are often on a “No Win, No Fee” basis, keeping us on our toes. The interest we vest in solving cases is thus identical with that of our 1,500 clients, which include all types of enterprises, from small local family-owned companies to global banks and insurers.
  • Switzerland

    Economy - overview
    Switzerland is a peaceful, prosperous, and modern market economy with low unemployment, a highly skilled labor force, and a per capita GDP among the highest in the world. Switzerland's economy benefits from a highly developed service sector, led by financial services, and a manufacturing industry that specializes in high-technology, knowledge-based production. In recent years the Swiss have brought their economic practices largely into conformity with the EU's, in order to enhance their international competitiveness, but some trade protectionism remains, particularly for its small agricultural sector. The global financial crisis and resulting economic downturn put Switzerland in a recession in 2009 as global export demand stalled. The Swiss National Bank during this period effectively implemented a zero-interest rate policy in a bid to boost the economy and prevent appreciation of the franc. Switzerland's economy will probably experience modest GDP growth in 2010, when Bern is scheduled to implement a third fiscal stimulus program, but its prized banking sector has recently faced significant challenges. The country's largest banks suffered sizable losses in 2008-09, leading its largest bank to accept a government rescue deal in late 2008. Switzerland has also come under increasing pressure from individual neighboring countries, the EU, the US, and international institutions to reform its banking secrecy laws. Consequently, the government agreed to conform to OECD regulations on administrative assistance in tax matters, including tax evasion. The government has renegotiated its double taxation agreements with numerous countries, including the US, to incorporate the OECD standard. Parliament will vote on the first five negotiated agreements, including the agreement with the US, in March 2010. These agreements, if passed by Parliament, will be subject to public referendum. In 2009, Swiss financial regulators ordered the country's largest bank to reveal at Washington's behest the names of US account-holders suspected of using the bank to commit tax fraud. These steps will have a lasting impact on Switzerland's long history of bank secrecy.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide, we are  your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • UAE ALWADI Holding
    As debt collection specialists operating out of the United Arab Emirates, UAE ALWADI Holding has the domestic and international debt collection experience, the standards, and the know-how it takes to successfully and cost-effectively recoup your outstanding monies. Since our inception in 1996, it has been our highest priority to make your debt work for you. We achieve this by employing a team of debt management experts and consultants that have decades of experience in domestic and international debt collection at their disposal. Be it consumer debt or commercial invoice recovery, our team's combined track record of success is unmatched across the country. UAE ALWADI Holding proactively identifies and caters to unique markets wherein high quality professional global debt collection solutions are required. Putting your diverse and unique needs first, we constantly strive to provide you with customized services, competitive rates, and innovative debt recovery solutions. This dynamic approach to debt collection is what sets us apart not only as market leaders, but also as valued business partners that help your company manage debt efficiently. Our affiliated companies include ALWADI Debt Management, ALWADI Risk Management, ALWADI Legal Services, and ALWADI Translation Services.
    What Makes Our Debt Collection and Recovery Services Unique
    Our comprehensive approach to debt collection and recovery is one of our biggest strengths. We start every case with a thorough analysis that results in a clear projection of the case's outcome. This not only helps us uphold our ‘No win, no fee' policy: it also ensures that you stay informed at every leg of the collection process. Using our strategic partners and sister affiliations, we offer you a 360-degree legal perspective on everything from global and local debt collection to commercial invoice and consumer debt recovery cases. This added value ensures that you have the most complete and accurate understanding possible of the developments of your case. We are proud recipients of the ISO certification benchmark. This symbol of quality service was awarded to our team because of its stringent focus on transparency, professionalism, innovation, fairness, and excellence. These values are what guide us throughout our case selections, outcome projections, debt negotiations, and client relations. We don't make promises or withhold information. We simply get results and put you, the client, first-every step of the way.
    Our Debt Collection Services
    Employing a strict ‘No win, No fee' policy, we are in a position to offer you the following services:
    • External debt collection, debt collection, and follow-ups
    • Debt management consultancy
    • Debt purchasing
    • Skip-tracing
    • Management solutions
    • Consultation
    • Training
    • Outsourcing
    • Call centre
    • Foreclosure and auction services
    Debt Recovery Steps
    • You place a delinquent account with us, thereby opening a case for debt collection.
    • You provide us with information and supporting documents pertaining to the debt collection case.
    • We review the claim and enter all relevant data into our debt recovery program.
    • We send your debtor a demand letter via fax, mail, and/or email.
    • We send you an acknowledgment letter.
    • We commence telephone communication.
    • We attempt to trace the debtor.
    • Our team arranges for a field visit.
    • Our debt recovery experts meet with the debtor to determine the reason for the delay in payment.
    • The negotiation team works to rectify any issues that may be obstructing the debtor's commitment to resolution through an intensive negotiation process.
    • The negotiation team attempts to settle on a payment schedule with the debtor.
    • On receiving the debtor's commitment to a payment schedule, we diligently follow up on negotiations to ensure the debtor adheres to the payment schedule.
    • If the debtor defaults on payments or violates the agreement reached in the negotiation phase in any way, the negotiation team will make a final bid to find a pre-legal collection solution.
    • We provide you with a detailed case update along with our recommendations on relaying the claim to our team of veteran litigators.
    Success rates:
    • success rate of 60 per cent for debt collection
    • success rate of 93 pre cent for legal cases
    Our Clients
    We work with more than 150 clients across numerous local and international markets. Our clients come from many walks of economic life and include:
    • government entities;
    • semi-government bodies; and
    • the top 10 in all industries and sectors including oil and gas, construction, steel, building and chemical manufacturing, food stuffs, general trading, hospitality, insurance, IT, law, media, pharmaceuticals, and pipe industries.
    Our Values
    Excellence. We select every debt collection/recovery case by strictly adhering to a policy of ‘quality over quantity'. In so doing, we ensure that we deliver the results you need. This is also how we are able to uphold our ‘No win, no fee' promise. Transparency. Be it consumer debt or commercial invoice recovery, we always provide you with objective analysis, periodical reports, regular updates, and comprehensive outcome projections for your case. Innovation. Our debt collectors and recovery experts are renowned for their effectiveness and intelligence when negotiating debt settlements and resolving disputes. Flexibility. Our varied expertise in everything from international debt collection to domestic consumer debt recovery allows us to find the very best solutions that are tailored to your individual needs and constraints. Cost-effectiveness. We believe in building mutually beneficial partnerships. So no matter what your debt collection requirements may be, we align our rates and craft our plans to suit your budget. Respect. We train every team member to display the highest level of dedication to privacy, work ethic, and professionalism in order to make every debt management case a productive, pleasant and rewarding experience.
  • Cedar Financial International (CFI)

    Mission, Purpose and Values
    Our Mission. To be the leading US-based international debt collection agency by providing our clients with top-quality local debt collection representation around the globe, while preserving their integrity and professionalism and their own customers throughout the debt collection process. Our Purpose. To facilitate and support cross-border trade. Our values. To preserve the integrity of our clients and their customers throughout the debt collection process by providing the highest ethical, professional and customer service standards.
    Collecting Debt Since 1991
    Cedar Financial International-is an international third party collection agency that provides creditors with comprehensive worldwide debt collection services on delinquent and skip accounts. Our recovery capabilities are available to assist you in maximizing your utility across the entire spectrum of possible international debt collection scenarios: from the collection and salvaging of recently delinquent and “unable to locate” foreign accounts to the litigation process and enforcement of judgments on post-legal collection accounts. Cedar Financial is a privately held corporation established in June 1991. We created a new and unique type of international collection agency: one dedicated to providing a better service to global clients who need to attend to their cross-border accounts and customers.
    Harnessing Expertise for Success in Global Debt Collection
    Our exceptional proficiency in debt collection combined with our embeddedness in one of the world's most respected and extensive international debt collection networks means that we are able to resolve your international debt disputes-quickly, cost-effectively, professionally. We can do so because we work in unison with global professionals who understand the language, the customs, the culture, and laws that govern the country where you and your debtor are located. And it is precisely this ability to harness such expertise that spells success in global debt collection. While debt recovery is localized to each country, our client service is a centralized location in the United States. Once received and processed, client claims are distributed to the T Group representatives in closest proximity to your debtors. Being near your foreign debtors enables us to provide you with informed, effective and unified debt collection strategies, designed for fast and successful recovery of your cross-border collection accounts.
    Delivering Superior Collection Results
    Cedar Financial delivers superior collections results by implementing the following approach: Respecting Your Customers. Our recovery approach is a process that focuses on clear communication and a positive attitude, enabling us to maximize recovery while maintaining the hard-earned relationships you have built with your customers. Individualized Attention. We value and adapt to your needs. We offer a complementary account analysis to understand your internal collection efforts. Based on such analysis, we put together a proposal for outsourced debt collection services oriented to your needs. Online Visibility. We offer you an easy and comprehensive online access that provides transparency to our work and to your accounts. Comprehensive status reports are provided as a standard feature of our services.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are a unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are a unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action.

    With representation in more than 100 countries worldwide, we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow.

    Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.

  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action.

    With representation in more than 100 countries worldwide, we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow.

    Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.

  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action.

    With representation in more than 100 countries worldwide, we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow.

    Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.

  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action.

    With representation in more than 100 countries worldwide, we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow.

    Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.

  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action.

    With representation in more than 100 countries worldwide, we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow.

    Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.

  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action.

    With representation in more than 100 countries worldwide, we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow.

    Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.

  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action.

    With representation in more than 100 countries worldwide, we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow.

    Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.

  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
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    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide, we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide, we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide, we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide, we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide, we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.
  • YOUR MONEY - WHEREVER - BACK TO YOU

    Having your invoices paid on time should be a normal part of your day-to-day business. But some debtors either forget about the due date of their debts, or they default on payment because of lack of funds. Whatever the reason, non-payment of debt hurts your business and calls for swift and sensible action. With representation in more than 100 countries worldwide, we are your unique partner in collecting late payments as close to the debtor as possible. We assemble local risk management professionals, debt collectors, and specialized law firms to get your money back to you as quickly and as safely as possible. By managing your overdue receivables, we aim to protect the health of your cash flow. Efficient, ethical and quality consumer and commercial debt management has been our speciality for 25 years. Let us do our business, so you can do yours.